Category Archives: Education

Why Are Dividend Investors Getting Nervous?

Dividend investors getting nervous
Nervous? Me? No. You?

It’s no secret that there is a lot of concern amongst dividend investors these days; it seems that everybody and his dog in the financial press is asking (and then answering) the question: Is it time to get out of dividend-paying stocks? (Some people are even messing with their readers, including Robb, over at Boomer & Echo.)

Generally, their answers are: No, you shouldn’t dump your dividend stocks. Why? Because:

  • interest rates may yet stay where they are for some time, so don’t leave the party early; market timing is a mug’s game
  • a properly diversified portfolio is already prepared to take advantage of a rise in interest rates if and when it comes
  • stock picking and sector rotation are not games that most individuals can win on a consistent basis; it is far better to pick your strategy and stick with it.

That’s all well and good, but that doesn’t answer the question that I’ve heard posed around the water cooler a few times recently: If rising interest rates are ultimately a sign of a healthy economy, why are people worried about dividend stocks falling? Here’s why:

Continue reading Why Are Dividend Investors Getting Nervous?

Unpaid Internships: Legalized Slavery on its Way Out?

Unpaid Internships
Perhaps you’d be willing to work for this bauble?

A court decision in New York last week may have paved the way for the end of the very common industry practice of unpaid internships in the USA. While this of course has no direct legal bearing here in Canada, I wouldn’t be surprised if unpaid internships also eventually went the way of the Do-Do here north of the 49th.

I should start by saying that I have never worked in an industry that has internships, so I’m not writing from a position of particular insight. I’m writing more as a concerned member of society who thinks that legalized slavery should be abolished. Not a particularly nuanced view, as you can see, but let me explain.

Continue reading Unpaid Internships: Legalized Slavery on its Way Out?


MOOc WordleMassive Open Online Courses (MOOCs) promise to revolutionize the way that education is delivered around the world! Geography and economic circumstance will no longer limit learning! The hallowed halls of academia will no longer be the preserve of the already rich and powerful! Free education for everybody who wants it!

All kinds of promises like these have been made every time a development in educational technology has come along. This time, though, the fact might well match the hype. Continue reading MOOC U