One of the places I don’t like surprises in my life is in my utility bills. Every month, it feels like the city is judging me based on how many resources I’ve used. I don’t always do as well as I would like. Then, to really drive the point home, they charge me for my gluttonous use of their water and electricity. I realise that I have to pay for what I use, but when bills can vary as much as $70 from month to month, I don’t like the kick in the gut I get from receiving a higher-than-average bill. The solution: sign up for an Equalized Payment Plan.